🏠 Home Affordability Calculator

Find out how much house you can realistically afford based on your income and expenses

💰 Income Information

$

Before taxes and deductions

$

Rental, investments, side income

💳 Monthly Debts

$
$
$
$

🏦 Loan Details

$
%
10%

📍 Location & Other Costs

%

National average is 1.1%

$

National average is $1,200/year

$
%

You can afford a home up to

$0

With a comfortable monthly payment of $0

Monthly Payment
$0
Principal + Interest + Taxes + Insurance
Loan Amount
$0
After down payment
Total Monthly Income
$0
Gross income
Down Payment
$0
0% of home price

Debt-to-Income Ratio

0%
0% Excellent (≤28%) Good (≤36%) Risky (≤43%) 50%

What If Scenarios

📉 Rate Drops 1%
$0
If rates drop to 6.0%
💰 20% Down
$0
No PMI required
🎯 Clear Debts
$0
If you paid off all debt
📈 10% Raise
$0
With income increase

💡 Tips to Afford More Home